How to Delete Dave Account Permanently in 2023

Do you want to permanently delete your Dave account? If yes, then you have come to the right place. There are many reasons why someone might delete their Dave account. Some reasons may include wanting to start fresh with a new account, not liking the interface or features of the Dave , or simply not needing the account anymore. In this article we will show you how to delete Dave account permanently.

What is Dave Account?

Dave generally refers to an American financial technology company that offers a variety of services to help individuals manage their finances, avoid overdraft fees and improve their financial stability. The company was founded in 2016 by Jason Wilk and Pars Chitrakar.

One of the key features of Dave services is its ability to predict potential upcoming expenses to help its users avoid overdraft fees. The app connects to a user’s bank account and uses data analytics to predict when a user is likely to run into a negative balance. It then provides users with short-term cash advances to cover these forecasted expenses, which are repaid when the user receives their next paycheck.

What does the Dave app offer?

Dave Account is a financial app that offers a variety of services, including:

  • ExtraCash™: A short-term loan of up to $500 with no interest, late fees, or credit check. Users can leave an optional tip for the service.
  • Spending account: A checking account with no minimum balance requirement, no ATM fees, and no overdraft fees.
  • Goals account: A savings account where users can transfer money from their Dave Spending account to save for a specific goal.
  • Dave Credit Builder: A service that reports your ExtraCash™ repayment activity to the credit bureaus, helping you build your credit history.
  • Dave Side Hustles: A marketplace where users can find side jobs to earn extra money.

Dave Account is not a bank, but is partnered with Evolve Bank & Trust, which is a member of the FDIC. This means that your deposits are insured by the federal government up to $250,000. To use Dave Account, you must create an account and link a bank account. Then you can apply for an ExtraCash™ advance If you are approved, the funds will be deposited into your Dave expense account. Then you can use the funds as per your requirement.

Dave accounts are a good option for people who need a short-term loan and don’t want to pay interest or late fees. This is a good option for those who want to build their credit history. However, it is important to note that a Dave account is not a bank account, so you will not earn interest on your deposits.

How to Delete Dave Account Permanently?

To delete your Dave account permanently, you need to follow these steps:

  • Log in to your Dave account.

  • Go to the “Account” tab.

  • Tap “View Membership Status”.

  • Scroll down and tap “Pause Membership”.

  • Tab “Cancel My Account”

  • Now, Click on “Continue to Cancellation”

  • Then, Click “Others” Option.

  • Tab on “Skip”

  • Now, “Select your Days”

  • At last, Tab on “Slide to cancel”

Your account will be deleted within 72 hours.

If you’re not sure if you want to delete your Dave account, you can pause your subscription instead. To do this, go to the “Settings” tab and tap on “Manage Membership”. Then, tap on “Pause Membership”. Your subscription will be paused for 30 days. During this time, you will not be able to use your Dave Spending account or Dave Goals account, but you will not be charged the monthly membership fee.

Why Delete Dave Account?

There are many reasons why you might want to delete your Dave account. Here are some common reasons:

  • It could be because you’ve found a good financial app, or you’ve got your finances in order and no longer need extra help.
  • Dave account monthly subscription fee is $1. If you cannot afford these fees, you may wish to delete your account.
  • If you have had a bad experience with Dave’s customer service, you may want to delete your account.
  • If you are not using a Dave account, you may want to delete it to avoid paying the monthly membership fee.
  • If your Dave account has a negative balance, you must pay it before your account can be deleted.

How to Pause Dave Account Temporarily?

To pause your Dave account temporarily, you can follow these steps:

  • Open the Dave app.
  • Go to the “Account” tab.
  • Find your Dave Membership.
  • Click on “Manage membership”
  • Select “View membership status” at the bottom.
  • Click on “Manage membership”
  • Select “Pause membership” at the bottom of the page.
  • Click on “Cancel my account”.

Your subscription will be paused for 30 days. During this time, you will not be able to use your Dave Spending account or Dave Goals account, but you will not be charged the monthly membership fee. If you decide to reactivate your Dave account before the 30 days are up, you can do so by following the same steps and selecting “Restart Membership” instead of “Cancel My Account”.

Last Words 

We hope you found this information helpful and that you learned how to delete your Dave account.

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